Borrowing with P3

This guide is for people who want to request credit through P3.

How borrowing works

P3 connects borrowers and lenders around a reputation score and agreed terms. You see the amount, rate, duration, and repayment schedule before you accept anything.

Building your reputation

• Start small and repay on time.
• Avoid taking on more than you can reasonably repay.
• Keep your profile honest and up to date.

Key risks

Borrowing always carries risk. You are responsible for any obligations you accept. P3 does not guarantee funding or forgiveness.

Review the Safety checklist before you borrow, and see the Reputation score overview to understand how your behavior changes your score.