Question 1

What is P3?

Accepted Answer

P3 is an early-stage protocol that uses reputation scores and social data to help match borrowers and lenders.

Question 2

Who can use P3?

Accepted Answer

Availability depends on region, regulation, and partner support. The main app will show if your region is supported during onboarding.

Question 3

Does checking my P3 score affect my traditional credit score?

Accepted Answer

No. Viewing your P3 score does not create a traditional hard pull credit inquiry.

Question 4

Is P3 financial advice?

Accepted Answer

No. Nothing on this site or in the product is financial, investment, tax, or legal advice.

Question 5

What does the reputation score represent?

Accepted Answer

The P3 reputation score summarizes signals about how reliably someone has met past commitments and the quality of available data.

Question 6

Can I move my P3 score to other apps?

Accepted Answer

Over time we plan to support more ways to make your verified reputation portable. For now, the score is primarily used inside P3.

Question 7

Does P3 guarantee repayment or yields?

Accepted Answer

No. All borrowing and lending carries risk, including the risk of losing money. P3 does not guarantee repayment or returns.

Question 8

Where can I learn more?

Accepted Answer

Start with the Getting Started, Borrowers, Lenders, and Reputation Score pages in the P3 Learning Center.

Frequently Asked Questions

What is P3?