Glossary

Reputation score

A 0–1000 number that summarizes many signals about how reliably someone has met past commitments.

A label (A, B, C, D, E) that groups scores into ranges to make them easier to scan.

When a borrower fails to meet agreed repayment terms for a loan. Defaults can significantly lower reputation.

A rule that caps or adjusts a score in scenarios like extremely new accounts or recent serious issues.